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CREDIT REPAIR PLAN

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Begin repairing your credit history now. Take the first step. Let us give you the credit repair tips you need to successfully repair your credit report yourself today. Learn how to effectively negotiate with creditors, learn your rights as a consumer. Begin re-establishing credit now.

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Rebuild your credit by applying for a credit card willing to help you rebuild your credit even when you have a poor credit rating.
 

 

 
 
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Credit Resources You Can Use!

This page is dedicated to web sites that will help you with your credit history issues. We are only interested in helping you achieve your goals! You can use these sites to learn about interest rates, track your credit repair progress or just to learn more about your rights as a consumer. Although some of these sites are not free, we feel they are a valuable resource in your quest for financial freedom.

Bankrate.com - they have many loan calculators, debt calculators and an abundance of resources material on credit rights.

Mycreditkeeper.com -they are a credit report agency. They will allow you for a monthly fee to have access to your credit report as well as alert you to any daily or monthly changes on your credit report via email or mail.

MyFICO.com - one of the most widely used credit report sources by credit card agencies, insurance agency's etc. They have a one time purchase of your credit report or a membership for monthly alerts to credit report changes and updates in your report.

BankLady.com - offers a variety of loans for for consumers with bad credit scores

Small Business Credit Cards- Adviceoncreditcards.com is your answer to getting latest and updated information on Credit Cards and help you immensely while searching for credit cards online.

 Check your credit report instantly online for FREE; get your credit score too! Click here

 Manage, monitor and protect your credit and your name with Identity Guard

Looking for Qualified Debt Professionals or any debt relief information. Visit Debt Magazine to help reduce you Debt.

 

You Credit Repair Tip of the Month

Don't have a long credit history, learn how to start getting one...

One factor that goes into your credit score is your length of credit history. This factor, we feel, is highly biased against younger people. Obviously, if you are 21 years old, you could only have had a credit history of about 3 years.

Here's a trick. Contact an older person, someone like a parent, with good credit and a long credit history. Ask them to put you as an "Authorized User" on one of their credit cards that they have. The older the card the better. Tell them they do not need to actually give you the card, or give you access to the account, but just add you as an authorized user. By adding you as an authorized user their history, for that card, will show up on your credit report. It will look like you have had that credit card for as long as they have. By doing this you have just lengthened your credit history!

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